Government Legislation

Parliament of Canada

 Parliament of Canada

Canada Criminal Code, RSC 1985 c C-46, s 347 – 347.1 (PDF)

Parliament of Canada

The legislation and information posted is provided for information only and the Canadian Consumer Finance Association makes no representations or warranties that the information is complete or current.

Ontario

 Ontario

Government of Ontario

“Payday Loans Act 2008”, SO 2008, c9 (PDF)

“General (Payday Loans Act)” OR 98/09 (PDF)

The legislation and information posted is provided for information only and the Canadian Consumer Finance Association makes no representations or warranties that the information is complete or current.

British Columbia

 British Columbia

Government of British Columbia

“Business Practices and Consumer Protection Act” (Part 6.1 – Payday Loans) (PDF)

“Payday Loans Regulation” BC Reg 57/2009 (PDF)

The legislation and information posted is provided for information only and the Canadian Consumer Finance Association makes no representations or warranties that the information is complete or current.

Saskatchewan

  Saskatchewan

Government of Saskatchewan.

The Payday Loans Act , Chapter P-4.3 of The Statutes of Saskatchewan, 2007 (effective January 1, 2012) (PDF)

Payday Loan Regulations, Chapter P-4.3 Reg 1 (effective January 1, 2012) as amended by Saskatchewan Regulations 84/2012 and 105/2013. (PDF)

The legislation and information posted is provided for information only and the Canadian Consumer Finance Association makes no representations or warranties that the information is complete or current.

Manitoba

  Manitoba

Government of Manitoba

“Consumer Protection Act” CCSM c C200 (PartXVIII – Payday Loans) (PDF)

(Part XXV – High Cost of Credit Products) (PDF)

“Payday Loans Regulation” MR 99/2007 (PDF)

“High Cost of Credit Products” MR 7/2016 (PDF)

“Report on 2016 Payday Loans Review” by Manitoba Public Utilities Board (PDF)

The legislation and information posted is provided for information only and the Canadian Consumer Finance Association makes no representations or warranties that the information is complete or current.

New Brunswick

  New Brunswick

Government of New Brunswick

“An Act Respecting Payday Loans” NB 2008 c3 (not in effect) (PDF)

“Payday Lending Regulation” (draft) (PDF)

“Payday Loan Rules” – (Financial and Consumer Services Commission draft rules) (PDF)

Note: Although nothing is in effect, it is expected that all will become law by the end of 2017.

The legislation and information posted is provided for information only and the Canadian Consumer Finance Association makes no representations or warranties that the information is complete or current.

Alberta

  Alberta

“Fair Trading Act” – SA 2000 cF-2 (Part 12.1 – Payday Loans)

“Payday Loans Regulation” AR 157/2009

“An Act to End Predatory Lending” – SA 2016 cE-9.5

The legislation and information posted is provided for information only and the Canadian Consumer Finance Association makes no representations or warranties that the information is complete or current.

Nova Scotia

 Nova Scotia

Government of Nova Scotia

“Consumer Protection Act” RS c92 (sections 18A – 18U) (PDF)

“Payday Lenders Regulation”  NS Reg 248/2009 (PDF)

“Nova Scotia Utility and Review Board Payday Loans Decision 2015” (PDF)

The legislation and information posted is provided for information only and the Canadian Consumer Finance Association makes no representations or warranties that the information is complete or current.

Prince Edward Island

 Prince Edward Island

Government of Prince Edward Island

“Payday Loans Act” RSPEI 1988 P-2.1 (PDF)

“Payday Loans Act Regulations” (PDF)

The legislation and information posted is provided for information only and the Canadian Consumer Finance Association makes no representations or warranties that the information is complete or current.

Newfoundland and Labrador

Newfoundland and Labrador CCFANewfoundland and Labrador

“An Act to Amend the Consumer Protection and Business Practices Act” SNL 2016 c46.  (PDF)

Act was assented to Dec. 14, 2016 but will not be in force until the regulations are developed (deemed by the end of 2017).

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