Government Legislation

Parliament of Canada

 Parliament of Canada

An Act to amend the Criminal Code (criminal interest rate) (S.C. 2007, c. 9) (PDF)

Parliament of Canada

The legislation and information posted is provided for information only and the Canadian Consumer Finance Association makes no representations or warranties that the information is complete or current.

Ontario

 Ontario

ON Reg 17/05 – General Regulation (Consumer Protection Act) (PDF)

Government of Ontario

Payday Loans Act 2008, SO 2008, c9 (PDF)

Government of Ontario

General, ON Reg 98/09 (Payday Loans Act) (PDF)

Government of Ontario

Administrative Penalties, ON Reg 209/09 (Payday Loans Act) (PDF)

Government of Ontario

The legislation and information posted is provided for information only and the Canadian Consumer Finance Association makes no representations or warranties that the information is complete or current.

British Columbia

 British Columbia

BC Reg 57/2009 – Payday Loans Regulation (Business Practices and Consumer Protection Act) – effective Nov. 1, 2009

Government of British Columbia

Bill 27 – Business Practices And Consumer Protection (Payday Loans) Amendment Act, 2007 (PDF)

Government of British Columbia

BC Reg 294/2004 – Business Practices and Consumer Protection Regulation (Part 2, section 7.3 – refers to “payday loans”) (PDF)

Government of British Columbia

The legislation and information posted is provided for information only and the Canadian Consumer Finance Association makes no representations or warranties that the information is complete or current.

Alberta

  Alberta

Designation of Trades and Business Regulation, AR 178/99 (section 4.1 Payday loan Business) (PDF)

(Consolidated up to 140/2014)

Government of Alberta

Alberta Regulation 157/2009 Fair Trading Act (Payday Loans) Regulation, 2009 (PDF)

Government of Alberta

The legislation and information posted is provided for information only and the Canadian Consumer Finance Association makes no representations or warranties that the information is complete or current.

Saskatchewan

  Saskatchewan

The Payday Loans Act , Chapter P-4.3 of The Statutes of Saskatchewan, 2007 (effective January 1, 2012) (PDF)

Government of Saskatchewan.

Payday Loan Regulations, Chapter P-4.3 Reg 1 (effective January 1, 2012) as amended by Saskatchewan Regulations 84/2012 and 105/2013. (PDF)

Government of Saskatchewan.

The legislation and information posted is provided for information only and the Canadian Consumer Finance Association makes no representations or warranties that the information is complete or current.

Manitoba

  Manitoba

Manitoba Reg 7/2015 – Payday Loans Regulation, amendment (to 99/2007) – in force Mar. 1, 2015 (PDF)

Government of Manitoba

The Consumer Protection Amendment Act (Improved Enforcement and Administration), SM 2012, c18 (PDF)

Government of Manitoba

The Consumer Protection Amendment Act (High-Cost Credit Products), SM 2014, c12 – Awaiting Proclamation (PDF)

Government of Manitoba

Payday Loans Regulation (Consumer Protection Act), MR 99/2007 , Effective: March 1st 2015 (PDF)

Government of Manitoba

The legislation and information posted is provided for information only and the Canadian Consumer Finance Association makes no representations or warranties that the information is complete or current.

New Brunswick

  New Brunswick

An Act to Amend an Act Respecting Payday Loans, SNB 2014, c31 (not in force yet) (PDF)

Government of New Brunswick

An Act Respecting Payday Loans, SNB 2008, c3 (not proclaimed yet) (PDF)

Government of New Brunswick

The legislation and information posted is provided for information only and the Canadian Consumer Finance Association makes no representations or warranties that the information is complete or current.

Nova Scotia

 Nova Scotia

Nova Scotia Review and Utility Board (NSUARB) – March 30, 2015

Payday Loans Decision (PDF)
Payday Loans Order (PDF)
Payday Loans Letter from Board dated March 30, 2015 (PDF)
Government of Nova Scotia
Nova Scotia Regulations June 2013 (PDF) (Reg. 248/2009) (PDF)
Government of Nova Scotia
Consumer Protection Act May 2013 (R.S.N.S. 1989) (PDF)
Government of Nova Scotia
Bill No. 114 -Consumer Protection Act (amended), An Act to Amend Chapter 92 of the Revised Statutes, 1989, the Consumer Protection Act – Nov.25, 2011
Government of Nova Scotia
Bill 87 (as introduced) Consumer Protection Act (amended) (PDF)
Government of Nova Scotia

The legislation and information posted is provided for information only and the Canadian Consumer Finance Association makes no representations or warranties that the information is complete or current.

Prince Edward Island

 Prince Edward Island

Consultation Paper – Office of the Attorney General. (PDF)

Government of Prince Edward Island

Payday Loans Act, SPEI 2009, c83 (not proclaimed). (PDF)

Government of Prince Edward Island

An Act to Amend An Act Respecting Payday Loans, SPEI 2014, c31. (PDF)

Government of Prince Edward Island

Payday Loans Act Regulations EC67/13 (PEI Royal Gazette – Feb. 2, 2013) in force day the Act is in effect. (PDF)

Government of Prince Edward Island

The legislation and information posted is provided for information only and the Canadian Consumer Finance Association makes no representations or warranties that the information is complete or current.

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