Study shows 80% of borrowers who attempted to get a payday alternative loan from a credit union were denied despite government pledge that credit unions would fill the gap. This study was [...]

The Atlantic Provinces Economic Council (APEC) is an independent think-tank dedicated to economic progress in Atlantic Canada. Founded in 1954 as a partnership between the provincial governments [...]

October 25, 2016 release by the Conference Board of Canada on the Canadian Consumer Finance Association: Filling the Gap – Canada’s Payday Lenders, states that “despite its unfavourable [...]

This Oct. 25, 2016 FCAC report includes an accurate reflection of the customer base of the licensed payday loans industry in Canada, calls for more consumer information on financial literacy, and [...]

This March 2016 report by EMD Consulting for the non-profit Calgary organization Momentum, includes a look at the “not-so-lucrative payday loan business” that has, in fact, moderate profit [...]

This July 2015 report by the Consumer Council of Canada calls for regulation and consumer protection for unlicensed lenders, which consumers have more likelihood of coming across online than a [...]

This January 2015 report by UK research firm, Policis, “rests on qualitative interview with U.S. regulators and analysis of robust quantitative data from large transactional databases” to glean [...]